SMELOANNEARME · MALAYSIA

Privacy Notice & Personal Data Use

How enquiry information is handled and what using third-party WhatsApp means.

Information involved

The enquiry form asks for your name, WhatsApp mobile number, sector, trading duration, estimated financing amount, purpose, area and optional notes, solely to help prepare an enquiry message.

Do not enter identity-card numbers, passwords, bank account details or full bank statements. This website does not request document uploads.

How the on-site form works

Validation and message preview run inside your browser. This site has no form submission backend, lead database or localStorage/sessionStorage storage of your responses.

To avoid putting personal details in URL query parameters, you must copy the preview, open WhatsApp without a prefilled message, and decide yourself whether to paste and send it. Information not sent is not delivered to us through this form.

WhatsApp and third parties

WhatsApp is a third-party communications platform. Messages you choose to send are handled under WhatsApp’s own terms, privacy practices and retention arrangements, which this website does not control.

If you send an enquiry, we use the information received to respond, coordinate meetings and discuss relevant next steps. Share only what is necessary.

Access, correction and deletion requests

To ask about, correct or request deletion of information previously sent to us through WhatsApp, contact AhWong at the number shown on this site. Requests are handled according to information actually held, reasonably available processes and applicable legal obligations.

A form that does not store entries does not mean chats already sent are automatically deleted from WhatsApp or any participating device.

Purpose and possible disclosures

Information you voluntarily send is primarily used for answering business enquiries, scheduling and related follow-up. It should not be published or used for unrelated purposes without an appropriate basis.

If information is later proposed for sharing with a financial institution, the recipient, purpose and data involved should be explained separately so that you can decide. The website does not automatically forward applications.

Changes and contact

This notice may be updated if actual practices or legal requirements change. Contact AhWong via WhatsApp at 010-555 1313 for personal data enquiries.

Before publishing, the site operator should verify that actual handling practices match this notice.

Eligibility, amounts, rates and final financing decisions are determined by the relevant financial institutions. No approval or disbursement timing is guaranteed.

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